Products and services

We develop products and services that make payments easier to make and to receive - bringing speed, security, and simplicity to transactions.

We provide payment solutions to suit everyone, from individuals and small businesses to corporations and the public sector. Our goal is to continue innovating cashless payment solutions – helping to make money flow and bringing tangible benefits for consumers, retailers, businesses, and governments.

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Business

Visa business cards give the owners of small business control and flexibility to better manage their professional expenses and the flow of payments in and out.

Consulting and analytics

Visa Consulting and Analytics is all about business growth - helping our clients to get the most out of their card businesses across Europe.

Visa Consulting and Analytics has a proven track record in helping clients to improve their bottom line by getting the best value from their Visa portfolios.

Every provider wants the same things from card payments: to acquire the right customers and ensure that those customers' needs are met, to maximise portfolio profitability, and to enhance operational and financial effectiveness.

But everyone has different needs, approaches, and priorities.

Visa Consulting and Analytics helps clients establish innovative and value-creating payment solutions. We tailor our advice to each individual business situation and work alongside the organisation. Our emphasis is on delivering expertise and sharing our industry knowledge, so customers can continue to apply and benefit from it in the years to come.

We work with clients of all sizes, and cover the full spectrum of payments services. We apply a proven methodology to benchmark best practice, assess the current position, identify opportunities, and help plan for successful change. Over the last few years, Visa Consulting has:

  • Guided business strategy
  • Enhanced credit and debit programmes
  • Applied analytics to drive performance
  • Spread best practice in communications
  • Improved operations efficiencies
  • Optimised management information reporting
  • Boosted profitability
  • Helped control losses.

Our track record reflects our client focus: project approval ratings which consistently exceed 85% and a reputation which has led 100% of our clients to say they would like to work with us again.

Our consultants

We are a team of dedicated and professional specialists who focus on business growth for our clients with a value-based approach.

With pan-European and global experience drawn from across the payment card industry, our consultants deliver proven capability, strategic planning, and hands-on implementation of solutions tailored to your needs.

Corporate

Visa’s corporate services enable mid-sized and large businesses to simplify their procurement processes, streamline expenses, and better manage employee spend.

Visa Corporate

The Visa Corporate card is designed to help mid-size and large businesses manage, monitor and analyse travel and entertainment expenses.

The Visa Corporate card also offers advanced reporting and analysis of individual card expenditure, which means less administration and can help when negotiating preferential terms with suppliers.

Visa Company

Visa Company is a card programme that frees your organisation to focus on the important things.

The Visa Company card has been designed to give mid-sized businesses the knowledge, flexibility and efficiency to save both time and money. It frees your organisation to focus on the important things.

A Visa Company card takes the paperwork out of payment, saving time and money and freeing up resources so you can concentrate on your core business. Not only does it let you decide who can buy, with which supplier and how much can be spent, it also means you can easily track, manage and analyse expenditure – giving you the information you need to run your business efficiently.

Worldwide acceptance means you get the most out of your Visa Company card programme. The programme features an ordering and payment tool that allows you to make purchases in a variety of ways wherever you are – at home, abroad or even online.

For more information about how a Visa Company card can help your business please contact your issuing bank.

Visa Purchasing

Visa Purchasing helps organisations better manage, control, and streamline their procurement processes. It’s an automated procurement system, with low processing costs and comprehensive reporting and analysis tools, saving up to 80% of time spent on every purchase by eliminating paper-based purchase order and invoice processing.

Credit cards

Our range of credit card products helps issuers to give their customers what they want: flexibility, convenience, safety, and control.

Repayments can be spread over a period of time, so cardholders can adapt their outgoings to changes in their monthly financial position. This also provides reassurance for people using their card abroad or buying online

The diverse number of available programmes means customers can find the credit card best suited to their needs. Features include loyalty reward schemes, cashback, air miles, retailer offers, or simply a low interest rate.

Debit cards

Providing consumers with immediate, anytime access to their money.
The European debit card market is twice as large as the credit card market and still growing - Europeans use Visa debit cards to spend more than €1.5 million every minute, while debit cards account for more than 70% of all Visa cards across Europe.

We enable our clients to introduce targeted and tailored debit products which can be used across more channels, more often. We also help clients to drive card activation and usage rates with new portfolio management disciplines, and help them to create debit-based loyalty programmes.

Government services

For more information about Government Procurement Cards from Visa, go to: www.purchasingcard.info or email gpc@visa.com.

Prepaid

Prepaid cards are pre-loaded with a set amount of money, offering cardholders convenience, security and control.

Instead of being linked to a bank account or providing a line of credit, a prepaid card is used to access funds in a prepaid account or one where monetary value is stored on a chip.

A variety of Visa prepaid cards are now being offered by banks, websites, and high street retailers.

Depending on the option chosen, a Visa prepaid card can be either disposable (like a gift voucher it can be used until spent, then thrown away) or re-loadable (like a prepaid mobile phone account, which can be topped up and re-used.

V PAY

V PAY is a chip-only, PIN based, European debit product that meets the needs of European banks, using the EMV chip technology in which they have already invested.

For more information visit vpay.com.

Virtual cards

Virtual cards are usually prepaid and are designed specifically for the use via the internet, over the phone or by mail, so the applicant does not receive a physical plastic card. Usually the issuer provides them with details of a card account, such as the number, expiry date, security code etc, which can then be used to make purchases.

In the commercial space the cards do not have to be personalised but is issued to the company and can be used for purchases of goods and services in the card non present environment. The cards can bet either issued as prepaid or charge/credit cards and work similar to a physical plastic.

FAQs

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Why should I use Verified by Visa?

Verified by Visa protects your card against unauthorised transactions, giving you complete confidence when shopping online. Your Visa transaction will only be authorised when you supply your password.

Why do we need Verified by Visa? Hasn’t Visa been taking my security seriously before?

Visa has always made your security a top priority. Verified by Visa is an additional layer of security to give you total confidence when shopping online.

I was asked to sign up for Verified by Visa when I was in the middle of buying something online. Is this a scam?

Verified by Visa is an official Visa service, designed to give you extra protection and peace of mind when shopping online. You’ll be asked if you want to join Verified by Visa if you’re shopping at a web site which has signed up to the service and if your Visa card issuer supports it. If you decide to sign up, this will take place before your transaction is complete.

I’ve signed up. But how can I tell that I’m in a genuine Verified by Visa process and not part of a scam?

As part of the payment verification process, you will see a personal message that you provided when you signed up for Verified by Visa. Only you and your bank know what the message is so you can be confident you are in a genuine Verified by Visa process.

What do I do if I forget my password?

If you forget your password you can easily reset it – the exact process will depend on your bank. In most cases, you will see a ‘Forgot your password?’ link. When you click the link, you’ll be asked for some information that you provided when you registered. Your password will then be securely and instantly reset and you’ll be able to carry on with your online transaction.

I’ve been sent an email by Verified by Visa asking me to update my details. Is this right?

Verified by Visa will never send you an email requesting you to update your details for any reason. If you get one of these emails, it is a scam and you should report it to your card issuer – the telephone number is on the back of your payment card