Making payments

We make payments easier - bringing speed, security, and simplicity to every transaction.

Products and services

We develop products and services that make payments easier to make and to receive - bringing speed, security, and simplicity to transactions.

We provide payment solutions to suit everyone, from individuals and small businesses to corporations and the public sector. Our goal is to continue innovating cashless payment solutions – helping to make money flow and bringing tangible benefits for consumers, retailers, businesses, and governments.

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Business

Visa business cards give the owners of small business control and flexibility to better manage their professional expenses and the flow of payments in and out.

Consulting and analytics

Visa Consulting and Analytics is all about business growth - helping our clients to get the most out of their card businesses across Europe.

Visa Consulting and Analytics has a proven track record in helping clients to improve their bottom line by getting the best value from their Visa portfolios.

Every provider wants the same things from card payments: to acquire the right customers and ensure that those customers' needs are met, to maximise portfolio profitability, and to enhance operational and financial effectiveness.

But everyone has different needs, approaches, and priorities.

Visa Consulting and Analytics helps clients establish innovative and value-creating payment solutions. We tailor our advice to each individual business situation and work alongside the organisation. Our emphasis is on delivering expertise and sharing our industry knowledge, so customers can continue to apply and benefit from it in the years to come.

We work with clients of all sizes, and cover the full spectrum of payments services. We apply a proven methodology to benchmark best practice, assess the current position, identify opportunities, and help plan for successful change. Over the last few years, Visa Consulting has:

  • Guided business strategy
  • Enhanced credit and debit programmes
  • Applied analytics to drive performance
  • Spread best practice in communications
  • Improved operations efficiencies
  • Optimised management information reporting
  • Boosted profitability
  • Helped control losses.

Our track record reflects our client focus: project approval ratings which consistently exceed 85% and a reputation which has led 100% of our clients to say they would like to work with us again.

Our consultants

We are a team of dedicated and professional specialists who focus on business growth for our clients with a value-based approach.

With pan-European and global experience drawn from across the payment card industry, our consultants deliver proven capability, strategic planning, and hands-on implementation of solutions tailored to your needs.

Corporate

Visa Europe’s corporate services enable mid-sized and large businesses to simplify their procurement processes, streamline expenses, and better manage employee spend.

Visa Corporate

The Visa Corporate card is designed to help mid-size and large businesses manage, monitor and analyse travel and entertainment expenses.

The Visa Corporate card also offers advanced reporting and analysis of individual card expenditure, which means less administration and can help when negotiating preferential terms with suppliers.

Visa Company

Visa Company is a card programme that frees your organisation to focus on the important things.

The Visa Company card has been designed to give mid-sized businesses the knowledge, flexibility and efficiency to save both time and money. It frees your organisation to focus on the important things.

A Visa Company card takes the paperwork out of payment, saving time and money and freeing up resources so you can concentrate on your core business. Not only does it let you decide who can buy, with which supplier and how much can be spent, it also means you can easily track, manage and analyse expenditure – giving you the information you need to run your business efficiently.

Worldwide acceptance means you get the most out of your Visa Company card programme. The programme features an ordering and payment tool that allows you to make purchases in a variety of ways wherever you are – at home, abroad or even online.

For more information about how a Visa Company card can help your business please contact your issuing bank.

Visa Purchasing

Visa Purchasing helps organisations better manage, control, and streamline their procurement processes. It’s an automated procurement system, with low processing costs and comprehensive reporting and analysis tools, saving up to 80% of time spent on every purchase by eliminating paper-based purchase order and invoice processing.

Credit cards

Our range of credit card products helps issuers to give their customers what they want: flexibility, convenience, safety, and control.

Repayments can be spread over a period of time, so cardholders can adapt their outgoings to changes in their monthly financial position. This also provides reassurance for people using their card abroad or buying online

The diverse number of available programmes means customers can find the credit card best suited to their needs. Features include loyalty reward schemes, cashback, air miles, retailer offers, or simply a low interest rate.

How to get a Visa Credit card

Debit cards

Providing consumers with immediate, anytime access to their money.
The European debit card market is twice as large as the credit card market and still growing - Europeans use Visa debit cards to spend more than €1.5 million every minute, while debit cards account for more than 70% of all Visa cards across Europe.

We enable our clients to introduce targeted and tailored debit products which can be used across more channels, more often. We also help clients to drive card activation and usage rates with new portfolio management disciplines, and help them to create debit-based loyalty programmes.

How to get a Visa Debit card

Government services

For more information about Government Procurement Cards from Visa, go to: www.purchasingcard.info or email gpc@visa.com.

Prepaid

Prepaid cards are pre-loaded with a set amount of money, offering cardholders convenience, security and control.

Instead of being linked to a bank account or providing a line of credit, a prepaid card is used to access funds in a prepaid account or one where monetary value is stored on a chip.

A variety of Visa prepaid cards are now being offered by banks, websites, and high street retailers.

Depending on the option chosen, a Visa prepaid card can be either disposable (like a gift voucher it can be used until spent, then thrown away) or re-loadable (like a prepaid mobile phone account, which can be topped up and re-used.

V PAY

V PAY is a chip-only, PIN based, European debit product that meets the needs of European banks, using the EMV chip technology in which they have already invested.

For more information visit vpay.com.

Virtual cards

Virtual cards are usually prepaid and are designed specifically for the use via the internet, over the phone or by mail, so the applicant does not receive a physical plastic card. Usually the issuer provides them with details of a card account, such as the number, expiry date, security code etc, which can then be used to make purchases.

In the commercial space the cards do not have to be personalised but is issued to the company and can be used for purchases of goods and services in the card non present environment. The cards can bet either issued as prepaid or charge/credit cards and work similar to a physical plastic.

Get a card

Join the millions of people in Europe who use and trust Visa every day. Select a country from the list below to find a provider that offers Visa cards and other Visa services.

Get a card

Join the millions of people in Europe who use and trust Visa every day.

Simply select a country from the list below to find a provider that offers Visa cards and other Visa services.
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Andorra

We currently do not have any financial institutions listed for Andorra

Please contact the financial institutions in your local area to inquire about getting a Visa card.

Austria

Belgium

The following banks and financial institutions issue Visa cards in Belgium All links open in a new browser window

BCC Corporate
Citibank
Citibank Commercial Cards
Dexia Bank (Dutch)
Dexia Bank (French)
Fortis Bank (Dutch)
Fortis Bank (French)
ING Bank
KBC Bank

Bulgaria

Cyprus

We currently do not have any financial institutions listed for Cyprus

Czech Republic

The following banks and financial institutions issue Visa cards in Czech Republic All links open in a new browser window
Ceska Sporitelna a.s.
Ceskoslovenska Obchodni Banka a.s.
Citibank a.s.
Evropsko Ruska banka
GE Capital Bank a.s.
Raiffeisenbank a.s.
Komercni Banka a.s.
Sberbank CZ
UniCredit Bank Czech Republic

Denmark

Estonia

The following banks and financial institutions issue Visa cards in Estonia All links open in a new browser window
Handelsbanken
SEB
Swedbank
Versobank

Faroe Islands

The following banks and financial institutions issue Visa cards in the Faroe Islands. All links open in a new browser window
BankNordik
Eik Banki P/F
Folkia
Norðoya Sparikassi
Suðuroyar Sparikassi

Finland

The following banks and financial institutions issue Visa cards in Finland All links open in a new browser window
Aktia
Danske Bank
Folkia
Handelsbanken
Ikano
Nordea
Oma Säästöpankki
OP
POP Pankki
S-Pankki
Säästöpankki
Smartum

France

Germany

The following banks and financial institutions issue Visa cards in Germany All links open in a new browser window
Audi Bank direct
Bank 1 Saar
BARCLAYCARD BARCLAYS BANK PLC., Hamburg
Bayrische Landesbank Girozentrale München und angeschlossene Sparkassen
Baden-Württembergische Bank, Stuttgart
Berliner Bank
Berliner Sparkasse
Braunschweigische Landessparkasse
comdirect bank AG
Cortal Consors S. A.
Deutsche Bank Privat - und Geschäftskunden AG, Frankfurt a.M.
Deutsche Postbank AG, Bonn
Deutscher Sparkassen - und Giroverband, Bonn und angeschlossene Sparkassen
DZ BANK Frankfurt und angeschlossene Volks - und Raiffeisenbanken
Dresdner Bank AG, Frankfurt
Frankfurter Sparkasse
GLS Gemeinschaftbank EG
Hamburger Sparkasse
Hanseatic Bank GmbH & Co KG
Hypo Vereinsbank
Kreissparkasse Ludwigsburg
Kreissparkasse Saarlouis
Landesbank Berlin
Landesbank Saar, Saarbrücken und angeschlossene Sparkassen
Mercedes-Benz Bank AG, Stuttgart
Norddeutsche Landesbank - Girozentrale, Hannover und angeschlossene Sparkassen
NetBank
Nassauische Sparkasse
Ostsächsische Sparkasse Dresden
Santander Consumer Bank AG, Mönchengladbach
SEB AG, Frankfurt
Sparkassen
Sparkasse Bodensee
Sparkasse Herford
Sparkasse Hochrhein
Sparkasse Leipzig
Sparkasse Leverkusen
Sparkasse Offenburg/Ortenau
Sparkasse Trier
Stadtsparkasse Düsseldorf
Stadtsparkasse Kaiserslautern
Stadtsparkasse München
Targobank
UniCredit Consumer Financing Bank S.p.A.
Volksbank Breisgau Nord eG
Volksbank eG Neuburg an der Donau
Volksbank eG Überlingen
Volks - und Raiffeisenbanken
Volkswagen Bank direct
WGZ Bank eG, Düsseldorf und angeschlossene Volks - und Raiffeisenbanken
Landesbank Berlin
Wüstenrot Bank AG Pfandbriefbank

Gibraltar

The following banks and financial institutions issue Visa cards in Gibraltar All links open in a new browser window
Jyske Bank

Greece

The following banks and financial institutions issue Visa cards in Greece All links open in a new browser window
Alpha Bank
Bank of Attica
Barclaycard, Barclaysbank PLC
Citibank
EFG Eurobank-Ergasias
Piraeus Bank

Greenland

The following banks and financial institutions issue Visa cards in Greenland. All links open in a new browser window
GrønlandsBANKEN

Hungary

Iceland

The following banks and financial institutions issue Visa cards in Iceland All links open in a new browser window
Arion Banki
Íslandsbanki
Landsbankinn
MP Banki
Sparisjóðurinn
Valitor

Ireland

The following banks and financial institutions issue Visa cards in Ireland All links open in a new browser window
AIB Group
Bank of Ireland
Citibank Commercial Cards
First Active
MBNA

Israel

We currently do not have any financial institutions listed for Israel

Italy

Latvia

The following banks and financial institutions issue Visa cards in Latvia All links open in a new browser window
ABLV
Baltic International Bank
Baltikums Bank
Citadele
DNB
Handelsbanken
Meridian Trade Bank
Norvik
Privatbank
Rietumu
SEB
Swedbank

Liechtenstein

We currently do not have any financial institutions listed for Liechtenstein

Lithuania

The following banks and financial institutions issue Visa cards in Lithuania All links open in a new browser window
Danske Bank
DNB
Handelsbanken
SEB
Swedbank

Luxembourg

Malta

We currently do not have any financial institutions listed for Malta

Monaco

We currently do not have any financial institutions listed for Monaco

Netherlands

The following banks and financial institutions issue Visa cards in Netherlands All links open in a new browser window
International Card Services (ICS)
Laser Cards
Rabobank

Norway

The following banks and financial institutions issue Visa cards in Norway All links open in a new browser window
Citibank Commercial Cards
Den norske Bank
Gjensidige Bank
Nordea
Santander Consumer Bank
Sparebank 1 Gruppen
Terra Kort
Visa Norge

Poland

Portugal

Romania

San Marino

We currently do not have any financial institutions listed for San Marino

Slovakia

Slovenia

The following banks and financial institutions issue Visa cards in Slovenia All links open in a new browser window
Abanka d.d. Ljubljana
SKB Banka d.d. (GSG)
Bank Austria Creditanstalt Ljubljana
Banka Celje
Banka Koper d.d.
Nova Kreditna Banka Maribor d.d.
Nova Ljubljanska Banka
Postna Banka Slovenije d.d.

Spain

The following banks and financial institutions issue Visa cards in Spain All links open in a new browser window
Banca March
Banca Pueyo
Banco Alcalá
Banco Caixa Geral
Banco Cetelem
Banco Cooperativo Español
Banco de Andalucía (Grupo Banco Popular)
Banco de Castilla (Grupo Banco Popular)
Banco de Crédito Balear (Grupo Banco Popular)
Banco de Galicia (Grupo Banco Popular)
Banco de Valencia
Banco de Vasconia (Grupo Banco Popular)
Banco Espirito Santo
Banco Etcheverría
Banco Finantia Sofinloc
Banco Gallego
Banco Guipuzcoano
Banco Halifax Hispania
Banco Madrid
Banco Pastor
Banco Popular (Grupo Banco Popular)
Banco Sabadell
Bancofar
Bancopopular e-com (Grupo Banco Popular)
Banesto
Banif (Grupo Santander)
Bankinter
Bankoa Credit Agricole
Barclays Bank
Barclays Bank Plc
BBK
BBVA (Banco Bilbao Vizcaya Argentaria)
CAI
Caixa Altea
Caixabank
Caixa Catalunya (Caixa D´Estalvis De Catalunya)
Caixa Galicia
Caixa Manlleu (Caja de Ahorros Comarcal de Manlleu)
Caixa Manresa (Caja de Ahorros de Manresa)
Caixa Ontinyent
Caixa Penedès (Caja de Ahorros del Penedès)
Caixa Popular
Caixa Rural Almassora (Caja Rural San José de Almassora)
Caixa Rural de Callosa D'en Sarriá
Caixa Rural de Guissona
Caixa Rural de L'Alcudia
Caixa Rural Galega
Caixa Sabadell (Caja de Ahorros de Sabadell)
Caixa Sant Vicent (Caja Rural San Vicente Ferrer de Vall de Uxó)
Caixa Tarragona (Caja de Ahorros Provincial de Tarragona)
Caixanova
Caja Caminos (Caja de Crédito Colegio de Ingenieros de Caminos, Canales y Puertos)
Caja Cantabria
Caja Círculo de Burgos
Caja de Abogados
Caja de Arquitectos, Soc. Coop. de Crédito
Caja de Ávila
Caja de Badajoz
Caja de Burgos
Caja de Crédito de los Ingenieros (Caixa Coop. de Crédito Colegio de Ingenieros de Cataluña)
Caja de Crédito de Petrel
Caja de Extremadura
Caja Duero
Caja España (Caja España de Inversiones)
Caja Granada
Caja Laboral Euskadiko Kutxa
Caja Madrid (Caja de Ahorros y Monte de Piedad de Madrid)
Caja Murcia
Caja Rural Canarias
Caja Rural Castellón (Caja Rural Castellón - San Isidro, S. Coop. de Crédito Valenciana)
Caja Rural Central
Caja Rural de Algemesí
Caja Rural de Alginet
Caja Rural de Almendralejo
Caja Rural de Asturias
Caja Rural de Burgos
Caja Rural de Casas Ibáñez
Caja Rural de Cheste
Caja Rural de Ciudad Real
Caja Rural de Córdoba
Caja Rural de Extremadura
Caja Rural de Fuentepelayo
Caja Rural de Gijón
Caja Rural de Granada
Caja Rural de Jaén
Caja Rural de Navarra
Caja Rural de Salamanca
Caja Rural de Segovia
Caja Rural de Soria
Caja Rural de Tenerife
Caja Rural de Teruel
Caja Rural de Toledo
Caja Rural de Utrera
Caja Rural de Zamora
Caja Rural del Sur
Caja Rural Nuestra Señora del Rosario de Nueva Carteya
Caja Rural San Isidro de Vall de Uxó
Caja Rural Torrent
Caja Sur
Cajamar (Caja Rural Intermediterránea, S. Coop. de Crédito)
Cajastur
CCM - Caja Castilla La Mancha
Ceca
Citibank España
Colonya Caixa Pollença
Credit Valencia, C.R. Coop. de Crédito. Valenciana
EuroCrédito
Fibanc (Banco de Finanzas e Inversiones)
Finconsum
Globalcaja
Ibercaja
Iberia Cards
ING Direct
Inversis
Ipar Kutxa Rural, S. Coop. de Crédito.
Kutxa
La Caja de Canarias
Lloyds TSB Bank Plc, Sucursal en España
MBNA Europe Bank Limited
Open Bank Santander Consumer (Grupo Santander)
Popular Banca Privada (Grupo Banco Popular)
Ruralcaja (Caja Rural del Mediterráneo)
SabadellCam
Santander (Grupo Santander)
Santander Consumer Finance (Grupo Santander)
Servicios Financieros Carrefour
Triodos Bank
Unicaja
Uno-e Bank, S.A.
Vital Kutxa

Sweden

The following banks and financial institutions issue Visa cards in Sweden All links open in a new browser window
Danske Bank
DNB
Forex Bank
Handelsbanken
Ikano Bank
Lansforsakringar Bank
Marginalen Bank
Medmera
Nordea Bank
OKQ8 Bank
Resurs Bank
S E B
SkandiaBanken
Sparbanken Öresund
Sparbanken Syd
Swedbank
Volvofinans

Switzerland

The following banks and financial institutions issue Visa cards in Switzerland All links open in a new browser window
Banque SCS Alliance
Citibank Commercial Cards
Cornèr Banca
CREDIT SUISSE
Jelmoli Bonus Card AG
PostFinance
UBS AG
VISECA Card Services

Turkey

United Kingdom

Vatican City

We currently do not have any financial institutions listed for Vatican City