Verified by Visa is simple, straightforward and completely free. It can be used at any internet capable computer and doesn't require any new software. And you don't need to get a new Visa card - this extra layer of protection can be added to your existing card in three easy steps.

Three simple steps to safer shopping online.

1. Register
Register your Visa card with your bank. You'll be asked to create a password and a Personal Assurance Message (PAM). This ensures that whenever your bank asks you for your password you know it's only your bank asking you.

2. Submit your order
Shop at one of our growing number of participating websites. When you order, your bank will display your PAM. Never give out your password unless you see your PAM.

3. Enter your password
Enter your password and your bank will know that it's you using your card and that it's not being used fraudulently.

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Diagram showing the three steps to using VbV

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