• Overview of Visa payWave

• How it works

• Benefits for cardholders

• Apply for a Visa payWave card

• Take part in the London launch
• London postcodes where Visa payWave will be accepted

• Frequently asked questions

Benefits for cardholders

Fast

No more fumbling for the right notes or coins. No more waiting for change. Instead, payments are completed in less than a second.

Convenient

Because Visa payWave is set to become a standard feature on normal debit and credit cards, you can rely on a single piece of plastic. Just ‘wave’ the card in front of the reader and everything’s done.

Safe

There’s no chance of losing your cash or being short changed. Instead, payment instructions are securely exchanged between the card and the terminal using the highest level of cryptography.

As an additional security measure, each card has a pre-set cap or limit for Visa payWave transactions – this is automatically re-set to zero whenever a standard chip and PIN transaction is conducted.

Also, Visa payWave can only be used for lower value transactions (less than €15, or £10 in the UK). For bigger purchases, a normal chip and PIN transaction becomes necessary.

Accepted worldwide

Every card that’s capable of making Visa payWave transactions features a distinctive wave symbol.

Your card will soon be accepted for Visa payWave transactions wherever you see the symbol – at home or around the world.

Of course, you can still use your card for normal chip and PIN or magnetic stripe transactions wherever you see the Visa sign – at approximately 24 million locations worldwide.