• Face-to-face sales

• Recognising valid cards
• Card handling procedures

• Card-not-present sales

• Card-not-present security
• E-commerce
• Mobile commerce
• Mail Order and Telephone Order
• Making payments to Visa cards
• Recurring payments

E-commerce

Every year Internet sales grow by about 48 percent. Visa is the “best brand for online purchases”, according to pan-European research*.

One in ten Visa card payments are made on the Internet, and the average online Visa purchase is €100, compared to €58 for face-to-face transactions.

For Internet merchants, Visa offers you:

• Global payment for a global channel
  Giving you the ability to accept payments from almost 1.3 billion Visa cardholders all over the world.
  
  
• Lower costs
  Visa payments can be more cost-effective than cumbersome methods of payment such as cash on delivery or invoicing.
  
  
• Safety and security
  Visa’s fraud-reduction services, which include Verified by Visa, can help you conduct business when you cannot see the cardholder or card.

* August 2005 research conducted by an independent research company in five European markets on behalf of Visa Europe.