Handling chip cards

Woman handing card over to shopkeeper Depending on the merchant’s point-of-sale facilities, either the merchant or the cardholder handles the Visa card during the transaction.

Chip handling procedures

The following process assumes that the merchant is handling the card:
  1. Check that the customer agrees with the transaction total
  2. Insert the chip card into the reader and follow the on-screen prompts
  3. Ask the customer to enter their PIN or sign the receipt. Remove the card from the terminal only when prompted to do so
  4. Return the card to the customer, along with their copy of the receipt
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