Who can become a Visa Europe member?

The Payment Services Directive (PSD), which provides a common legal basis for all EU payments (excluding cash and cheques), clarifies the types of organisation that are eligible for membership of Visa Europe.

The PSD identifies six categories of organisation that can offer various types of payment service:

  • Credit institutions
  • E-money institutions
  • Payment institutions
  • Post Office giro
  • Central banks
  • Various government organisations

Any company or organisation falling within these six categories, and which is authorised and supervised as appropriate, can apply to become a member of Visa Europe.

Such members can then issue Visa cards or can offer an acquiring service, allowing their customers to accept Visa payments.

Eligible activities of banks, payment institutions and e-money institutions

View the eligible activities of banks, payment institutions and e-money institutions (PDF 0.3MB)