Benefits
Visa payWave is the easiest way to pay
because of the four main benefits it offers cardholders – it’s
fast, convenient, safe and accepted worldwide.
Fast
Payments are completed in less than a second using Visa payWave,
and means no more fumbling for the right notes or coins or waiting
for change – just quick, hassle-free transactions.
Convenient
Visa payWave is becoming a standard feature on normal debit and
credit cards. It’s easy to use; simply place the card in front of
the reader and everything’s done.
Safe
Visa payWave means you may never be short changed again.
Instead, payment instructions are securely exchanged between the
card and the terminal using the highest level of cryptography.
As an additional security measure, each card has a preset cap or
limit for Visa payWave transactions, which is automatically reset
to zero whenever a standard chip and PIN transaction is
conducted.
Also, Visa payWave can only be used for lower-value transactions
– less than €20 (or a local market equivalent, eg £20 in the UK).
For bigger purchases, a normal chip and PIN transaction becomes
necessary.
Accepted worldwide
Every card that’s capable of making Visa payWave transactions
features a distinctive contactless symbol. Your card will soon be
accepted for Visa payWave transactions wherever you see the symbol
– at home or around the world.

Of course, you can still use your card for normal chip and PIN
or magnetic stripe transactions wherever you see the Visa sign – at
approximately 24 million locations worldwide.