Benefits

Visa payWave is the easiest way to pay because of the four main benefits it offers cardholders – it’s fast, convenient, safe and accepted worldwide.

Fast

Payments are completed in less than a second using Visa payWave, and means no more fumbling for the right notes or coins or waiting for change – just quick, hassle-free transactions.

Convenient

Visa payWave is becoming a standard feature on normal debit and credit cards. It’s easy to use; simply place the card in front of the reader and everything’s done.

Safe

Visa payWave means you may never be short changed again. Instead, payment instructions are securely exchanged between the card and the terminal using the highest level of cryptography.

As an additional security measure, each card has a preset cap or limit for Visa payWave transactions, which is automatically reset to zero whenever a standard chip and PIN transaction is conducted.

Also, Visa payWave can only be used for lower-value transactions – less than €20 (or a local market equivalent, eg £20 in the UK). For bigger purchases, a normal chip and PIN transaction becomes necessary.

Accepted worldwide

Every card that’s capable of making Visa payWave transactions features a distinctive contactless symbol. Your card will soon be accepted for Visa payWave transactions wherever you see the symbol – at home or around the world.

paywave

Of course, you can still use your card for normal chip and PIN or magnetic stripe transactions wherever you see the Visa sign – at approximately 24 million locations worldwide.