Pay later
Visa credit cards offer control and
flexibility for managing your money, as well as a safety net for
unexpected payments.
Visa Europe offers three options to pay later – the credit card,
charge card or deferred debit card.
With a credit or charge card, you can spend up to a maximum
limit, which you can pay off in full at the end of the month, or
choose to spread out your payments for an extra cost in interest
and fees.
Using a deferred debit card, you pay the amount spent at the end
of the month, without paying any interest.
Visa credit card products offer a number of benefits:
- Repayments can be spread over a period of time, so you can
adapt your outgoings to make changes in your monthly financial
position
- The extended period between purchase and repayment provides
reassurance when using your card in unfamiliar environments, for
example, when you’re abroad or buying online
- The diverse number of available card programmes means you can
find the credit card best suited to your needs – features include
loyalty reward schemes, cash back, air miles, retailer offers or
simply a low interest rate.
Visa payWave
The easiest way to pay for low-value, everyday purchases in less
than a second
Learn more