About Visa
We are the European payment system,
wholly owned, controlled and operated by our members – banks and
other payment service providers, from 36 countries across
Europe.
We provide the brand, systems, services and rules that help make
electronic payments between millions of European consumers,
retailers and businesses and governments happen. What we don’t do
is issue Visa cards ourselves – this is done by our members.
Read more about what we do
Working with cardholders
Our range of cards offers cardholders three ways to make fast,
secure payments.
- Pay now: Debit
cards that link directly to cardholders’ bank accounts and
offer easy and convenient access to their money
- Pay later: Credit
cards that give cardholders what they want: flexibility,
convenience and control
- Prepaid: Prepaid
cards that offer the convenience and security of a Visa card
along with the ability to control the amount that cardholders
spend.
Innovation
Innovation is fundamental to our approach. For example, we’ve
developed Visa payWave, a contactless way of paying for low-value
items. Transactions can be made in less than a second, without the
need for a PIN, making Visa payments even faster and more
convenient.
Read more about Visa payWave