Recognising valid Visa cards

Ensuring you and your staff know when a Visa card is valid can help minimise the risk of card fraud.

The instructions below will help you and your staff recognise the following existing and new Visa cards:

Visa cards
V PAY cards
Visa Prepaid cards

Visa cards

The background designs on Visa cards vary, but every Visa card has a Visa logo, square dove hologram and 3 digit security code.

  1. Chip
    Not all cards have a chip but you must still accept them using the magnetic stripe or manual imprint machine
  2. Cardholder name
    May appear as a person’s name, company name, generic identifier (gift card, travel card, airline passenger) or be left blankEmbossed numbers feel raised while printed numbers feel flat. Account numbers are up to 16 digits, begin with a 4 and are grouped in four groups of four numbers. Printed cards may have a partial account number.
  3. Account number
    May be embossed or flat printed
  4. Ultraviolet feature
    Appears as a "V" under ultraviolet light
  5. Visa logo
    • Appears on the front of the card – position may vary
    • Colour may vary for visibility against the card background
    • Product names or descriptors, such as GOLD or PLATINUM, may also appear together with the Visa logo
Visa cardVisa card
  1. Square dove hologram
    • May appear on the front of the card (middle right)
    • Alternatively may appear on the back of the card
    • Is optional on Visa Electron cards
  2. Contactless indicator
    Optional indicator to denote contactless functionality
  3. 3 digit security feature
    Always appears on the back of the card either on the signature panel or to the side

V PAY cards

V PAY is a debit card created especially for merchants, consumers and banks in Europe. As it works with chip and PIN, V PAY is easy for you to accept and safe for consumers to use.

The background designs on V PAY cards vary. But every V PAY card has a chip, a V PAY logo and feels flat.

  1. Chip
    • Always appears on the front of the card
    • The customer must enter a PIN to make a purchase
  2. Flat card
    The details on the front of the card always feel flat
  3. Ultraviolet feature
    Appears as a "V" under ultraviolet light
  4. V PAY logo
    • Always appears on the front of the card
    • Location may vary
  5. Contactless indicator
    Optional indicator to denote contactless functionality
 Visa card

Visa Prepaid cards

Accept Visa Prepaid cards in your electronic terminal in the same way as for other cards. Simply process the card in the terminal and follow the prompts on the screen.

Visa Prepaid cards contain funds loaded on to them in advance, similar to pay-as-you-go mobile phones. The funds are loaded by the cardholder, their family, friends or company. Sometimes the cardholder may win a prepaid card as a prize.

The background designs on Visa Prepaid cards vary. But every Visa Prepaid card has a Visa logo, square dove hologram and 3 digit security code.

  1. Chip
    Not all cards have a chip but you must still accept them in your terminal
  2. Cardholder name
    May appear as a person’s name, company name, generic identifier (gift card, travel card, airline passenger) or be left blank
  3. Flat card
    The details on the front of the card usually feel flat
  4. Ultraviolet feature
    Appears as a "V" under ultraviolet light
  5. Visa logo
    • Appears on the front of the card – position may vary
    • Colour may vary for visibility against the card background
    • Product names or descriptors, such as ELECTRON, may also appear together with the Visa logo
  6. Contactless indicator
    Optional indicator to denote contactless functionality
 Visa cardVisa card
  1. Square dove hologram
    • May appear on the back of the card
    • Alternatively may appear on the front of the card (middle right)
    • Is optional on Visa Electron cards
  2. 3 digit security feature
    Always appears on the back of the card either on the signature panel or to the side

More information

Contact your acquiring bank for more information on how to accept Visa cards, training and educational material.