Payment security

Payment security

The Payment Card Industry Data Security Standard (PCI DSS) was established as an industry-wide set of requirements and processes to help ensure that cardholders can make purchases confident in the knowledge that the information on their card will be protected from fraudsters.

Overview

The PCI DSS ensures that valuable cardholder account data is always secure.  It is intended for any organisation that stores, transmits or processes cardholder account and transaction data.

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Merchants

Acquirers are responsible for ensuring that all of their merchants comply with the PCI DSS requirements.  Merchant compliance validation, however, has been prioritised based on the volume of transactions and the potential risk and exposure introduced into the payment system.

More on merchant compliance

Service providers

Service providers play a key role in processing Visa cardholder data.  Issuers and acquirers are responsible for ensuring that all service providers comply with the PCI DSS.

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Payment applications

The Payment Application Data Security Standard helps software vendors develop payment applications that increase security and make it easier for merchants to comply with industry security standards.

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PIN security

The security of cardholders’ PINs is essential to the success of our business and we have established a PIN Security Programme to ensure that PINs are protected during the authorisation process.

More on PIN security

Downloads and resources

Take advantage of Visa Europe’s valuable resources to learn more about the PCI DSS and payment system security.

Access downloads and resources