Interchange fees
Interchange is the fee typically paid by the
retailer's bank to the cardholder's bank every time a Visa card is
used.
Intra Visa Europe interchange fees
Intra Visa Europe consumer cards interchange
fees
| Payment type |
Credit & deferred debit |
Immediate debit |
| Contactless Low Value Payment1 |
0.50% |
€ 0.06 |
| EMV Chip |
0.50% |
€ 0.15 |
| Electronic Authorised (EA) |
0.60% |
€ 0.16 |
| Electronic Data Capture (EDC) |
0.70% |
€ 0.22 |
| Secure Electronic Commerce |
0.50% |
€ 0.15 |
| Card Not Present: CVV2 |
0.60% |
€ 0.16 |
| Recurring Transaction |
0.60% |
€ 0.16 |
| Card Not Present (CNP) |
0.70% |
€ 0.22 |
| Standard / Non-Electronic |
0.75% |
€ 0.22 |
| Airline2 |
0.75% |
n/a |
Note: 1 Transaction value below or
equal to € 20.00
Note: 2 Consumer airline transactions are eligible for
all other consumer incentive fees if they meet the qualification
criteria
Intra Visa Europe commercial cards
interchange fees
| Payment type |
Credit & deferred debit3 |
Immediate debit |
| Business: EMV Chip |
1.30% |
€ 0.60 |
| Business: Electronic Authorised (EA) |
1.40% |
€ 0.60 |
| Business: Standard |
1.45% |
€ 0.60 |
| Corporate / Purchasing: EMV Chip |
1.35% |
n/a |
| Corporate / Purchasing: Electronic Authorised (EA) |
1.45% |
n/a |
| Corporate / Purchasing: Standard |
1.50% |
n/a |
Note: 3 Transactions submitted with
specific additional data are eligible to an incentive of € 0.50,
payable by issuer to acquirer on sales transactions
Intra Visa Europe V PAY cards
interchange fees
| Payment type |
V PAY |
| V PAY: Contactless Low Value Payment4 |
€ 0.06 |
| V PAY: EMV |
€ 0.15 |
| V PAY: Electronic Commerce |
€ 0.15 |
| V PAY: Non-qualified |
€ 0.22 |
Note: 4 Transaction value below or
equal to € 15.00
Interchange fees by country
Select a country below to view the relevant interchange
reimbursement fees: