Credit cards

The Visa Europe range of credit card products helps issuers to give their customers what they want: flexibility, convenience, and control.

We aim to help our members market better, more successful credit card programmes to their customers.

For consumers, credit cards offer control and flexibility for managing their money, as well as a safety net for unexpected payments:

  • Repayments can be spread over a period of time, so cardholders can adapt their outgoings to changes in their monthly financial position.
  • The extended period between purchase and repayment provides reassurance for people using their card in unfamiliar environments, for example, when they are abroad or buying online.
  • The diverse number of available programmes means customers can find the credit card best suited to their needs. Features include loyalty reward schemes, cashback, air miles, retailer offers, or simply a low interest rate.

How to apply for a Visa card.

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