• Payment security

• Card-not-present security

• Account information security

• AIS: Visa's compliance programme
• Benefits of implementing PCI DSS
• Requirements for all organisations
• Advice for your business
• In case of a compromise
• Downloads and resources

Payment security

Visa Europe requires its member banks to meet certain minimum risk management standards.



To help them, we provide a range of risk management tools, programmes and consultancy:

• We work with member banks and government agencies to maintain a very thorough, real-time overview of fraud levels and trends across the world
• We provide a wide range of information and consultancy services that all member banks can use
• We offer a growing range of fraud prevention tools – this includes our fraud screening service Visa Intelligent Scoring of Risk (VISOR)
• Our member banks work closely with the merchants they represent to ensure they comply with our mandated risk management policies and practices
• The migration to EMV* chip card technology has been spearheaded by Visa Europe, adding a new layer of protection against fraud

Two key elements of our security processes are:

Recognising valid cards – for face-to-face transactions; read about the new Visa brand mark and updated card security features in our Accepting Visa section.

Card-not-present security – read about our card verification services that authenticate and protect e-commerce, mobile commerce and Mail Order Telephone Order (MOTO) transactions.



* International chip card standards developed by Europay, Mastercard and Visa