We are the leading payments system in Europe, constantly working at the forefront of technology to introduce new, easier, and more secure payment options. We are a European membership organisation incorporated in the UK, partnering with Visa Inc., but operating as an entirely separate organisation.
We provide the brand, systems, services, and rules that help make electronic payments between millions of European consumers, businesses, and governments happen. While we do this, the banks and other service provider members who are members of Visa Europe issue payment cards, sign up retailers, and decide cardholder and retailer fees.
Our headquarters are in the UK, but we also have offices in Austria, Belgium, Bulgaria, the Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Israel, Italy, the Netherlands, Norway, Poland, Portugal, Romania, Spain, Sweden, Switzerland, and Turkey.
On the basis of data published by RBR, we have outperformed MasterCard in Europe on cards issued, volume of payments and value of payments in each of the three years 2011, 2012, 2013, increasing our market share from 55.5% in 2011 to 56.9% in 2013.